Meet Karus! The AI Engine for Auto Finance

/ Service

Intex / private portfolio forecasting

The Karus Intex add-on gives users access to custom deal ramps for cash flow analysis within Intex calc. Instead of building ramps from scratch, users have access to deal ramps across all auto deals which are generated by Karus time series models. These models are trained across all available Intex data, and show high accuracy with respect to CDR, CPR, and severity model predictions vs. actuals.

We also have the same capabilities to forecast cash flows and losses on private portfolios not available in Intex.

/ how to use

How do customers use the Karus Intex add-on?

Gain access to accurate cash flow forecasts trained on millions of auto loan outcomes across thousands of seasoned portfolios.

Quickly assess deal cash flows from accurate baseline ramps.
Stress different market conditions by setting custom values for major indicators including unemployment rate, federal funds rate, used car prices, and others.
Review model prediction intervals which can be set to custom thresholds (80%, 90%, etc) for full stress testing.
/ integration

How do we integrate

Integration for Intex calc users is seamless. Given a trial or purchase, Intex calc users will automatically have access to Karus ramps as an add-on feature. For private portfolios, Karus gives users access to the Karus portal, where all cash flow forecasts are available for loaded portfolios.

Getting access

Customers provide Karus with a list of user email addresses, and Karus enables access to those users. Enabled users have direct access to all Karus ramps. Custom ramp requests are available within one business days.