Explore our services
Access the full suite of Karus AI lending tools for auto.
Realtime-underwriting
Move towards automating your point of origination underwriting, while increasing your win-rate and yield, by leveraging AI models trained on tens of millions of auto loan outcomes. Realtime-underwriting is ideal for finance, acceptance, and fulfillment companies who are looking to optimize their lending efforts. We can implement realtime-underwriting alongside underwriting teams of any size.
KGPT
KGPT is our LLM layer pointed at customer and market auto lending data. Whether you want an AI analyst to generate reports and ad hoc Q&A on lending operations, or to review market performance, KGPT has the intelligence to assist. KGPT is a cost efficient and time saving addition to your auto analytics team, regardless of company size.
Flow
Flow is a unique offering which gives institutional investors access to auto originations at scale. Flow leverages our AI models for underwriting decision making, and integrations to high quality application sources via LOS and servicing partnerships. Flow is a great offering for institutions looking to quickly deploy capital in consumer credit, with flexible volume over time.
Intex / private portfolio forecasting
Intex forecasting gives Intex Calc users immediate access to forecasting for all available Intex auto deals. Run unlimited scenarios to generate CDR (constant default rate), CPR (constant prepayment rate), and severity ramps, via our time series neural network and given inputs for macro economic assumptions. Cash flow forecasting is also available for private portfolios.